Sellers Strategies

            The 6 essential steps every first-time buyer should know

The best way to prepare to own your first home is to educate yourself about the home buying process. You can take a class or pick up books from the library. Also, read the real estate sections of your newspaper and consumer magazines.

Here are some things you will want to do:

• Ask lots of questions.
  Learn what questions to ask and where to ask them. Your list of questions when you are interviewing real estate agents will be different than those you ask when shopping for a lender.
  
  
• Prioritize your criteria.
  Determine what you want and need in a new house, the location preferred, and prioritize your list.
  
  
• Study a variety of mortgage choices.
  Investigate the available loan options and decide which is best for you. You may want to contact several lenders to learn about the many mortgage products available.
  
  
• Be ready when we see the right home.
  If we’ve all done our homework, we just might find the right homes and locations, that’s just fine, too!
  
  
• Get pre-approved before you house shop.
  Get pre-approved for a loan before you start looking for a home so you know how much you can afford to pay. Once you are actively house hunting, lock in your interest rate - if it's a good one. Obtaining a pre-approval will speed up the whole process. We can recommend a number of good lenders to assist with this process, often simply over the phone.
  
  
• Work with your agent
  Work with your agent on a purchase offer when you decide on a home. You should ask your agent for a market analysis to find out what similar homes are currently selling for in your chosen area. You and your agent should tailor the sales contract to suit your needs. For example, you can make the sale conditional upon a favorable home inspection report

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Ann has answers to a lot of your questions and more professional tips to make your real estate transaction more pleasurable. Call or e-mail Ann or click on "Ask Your Own Questions." Ann can send you information on any Property Listed For Sale on the Multiple Listing Service in the Halifax area. If you would like her to help you locate a home, please fill out her Information Request Form. Surfing the Real Estate Board's web site or MLS.CA and found a house that you like but doesn't give you the civic address. Ann can also help. Just fill out her Would like an address form, please ! Or perhaps you are considering selling your home in the near future, she can also offer you a Free No-Obligation Market Evaluation Form. Site Index: Home Page Ann's Profile |  Properties For Sale |  Buyers & Sellers |  Search Real Estates Get In Touch |  F R I  |  Places to Visit |  Privacy Policy |  Send Ann E-mail © 2007      AnnDavid.com     All Rights Reserved Designed and maintained by: John Smillie / Lasting Impressions